{"id":22994,"date":"2026-06-22T20:48:19","date_gmt":"2026-06-22T20:48:19","guid":{"rendered":"https:\/\/ourtimenew.com\/?p=22994"},"modified":"2026-06-22T20:48:19","modified_gmt":"2026-06-22T20:48:19","slug":"a-native-american-applies-for-a-loan","status":"publish","type":"post","link":"https:\/\/ourtimenew.com\/?p=22994","title":{"rendered":"A Native American Applies for a Loan"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ourtimenew.com\/wp-content\/uploads\/2026\/06\/IMG_4334-300x300.jpeg\" alt=\"\" width=\"300\" height=\"300\" class=\"alignnone size-medium wp-image-22995\" srcset=\"https:\/\/ourtimenew.com\/wp-content\/uploads\/2026\/06\/IMG_4334-300x300.jpeg 300w, https:\/\/ourtimenew.com\/wp-content\/uploads\/2026\/06\/IMG_4334-150x150.jpeg 150w, https:\/\/ourtimenew.com\/wp-content\/uploads\/2026\/06\/IMG_4334.jpeg 748w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\nThe elderly Native American wanted a loan of $500, and a bank employee helped him with the application form that he needed to fill.<\/p>\n<p>\u201cWhat do you plan to do with the money, sir?\u201d said the banker.<\/p>\n<p>I want to buy silver, make jewelry, and then sell it,\u201d he answered.<\/p>\n<p>\u201cWhat do you have to give as collateral?\u201d asked the man in the suit.<\/p>\n<p>\u201cI don\u2019t know what collateral is,\u201d replied the other one.<\/p>\n<p>\u201cIt\u2019s something that has value and can cover the amount of money that you are taking. For example: Do you have a car?\u201d<\/p>\n<p>\u201cYes. A 1959 Chevrolet pick-up truck,\u201d replied the indigenous man.<\/p>\n<p>Shaking his head, the employee asked: \u201cMaybe something else, what about cattle?\u201d<\/p>\n<p>\u201cYes, I have a horse,\u201d he said.<\/p>\n<p>And how old is your horse?\u201d<\/p>\n<p>\u201cI have no idea, he has no teeth,\u201d replied the Native American with concern.<\/p>\n<p>In the end, the bank employee felt sure that this man was trustworthy and decided to lend him the $500.<\/p>\n<p>Sometime later, the old man returned to the bank, pulled out a wad of bills, and said to the employee: \u201cHere you have the payment of what I owe for the credit.\u201d<\/p>\n<p>The bank employee asked, \u201cWhat do you plan to do with the rest of the money?<\/p>\n<p>\u201cI will keep it in my house,\u201d replied the indigenous.<\/p>\n<p>So the employee quickly asked: \u201cWhy don\u2019t you deposit in my bank?\u201d<\/p>\n<p>\u201cI have no idea what a deposit is.\u201d<\/p>\n<p>The bank employee explains, \u201cPut your money in our bank, and we will take care of it. When you need to use it, you can withdraw it.<\/p>\n<p>Then the Native American surrounded the desk to approach the employee and asked: \u201cWhat do you have to give as collateral?\u201d<\/p>\n<p>LOL!! He is smart and can learn fast!<\/p>\n<p>We hope you enjoyed this joke and had a great laugh. Have a nice day! <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The elderly Native American wanted a loan of $500, and a bank employee helped him with the application form that he needed to fill. \u201cWhat do you&#8230; <\/p>\n","protected":false},"author":1,"featured_media":22995,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22994","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/posts\/22994","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22994"}],"version-history":[{"count":1,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/posts\/22994\/revisions"}],"predecessor-version":[{"id":22996,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/posts\/22994\/revisions\/22996"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=\/wp\/v2\/media\/22995"}],"wp:attachment":[{"href":"https:\/\/ourtimenew.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22994"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22994"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ourtimenew.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22994"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}